Payday and Personal Loans at 1stsouth

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F.A.Q

What is the Essence of Short Term Loans?
Short term loans are loans with a small amount $100 – $1,000. They become competitive for Tennessee citizens if you have any kind of financial troubles. For being approved every customer should leave an application and meet the main requirements.

What is the Essence of Online Personal Loans?
Online personal loans are loans approved for monthly installments. The options of online personal loans offered by our lenders are terminated to 24 months. The possible personal loan amount of 1stsouth.com is up to $3000.00.

What to Do to Qualify for a Loan?
Even if you have been prior rejected by banks every customer may be approved for a short-term loan or an online personal loan. There are the following general qualification requirements:

  • be at least 18 years old;
  • have the residence of the United States;
  • have an active phone number;
  • have an email address;
  • have a bank active account registered for your name;
  • be employed for at least 90 consecutive days with the same employer meeting minimum income rates.

What are the Options of Money Transferral?
In the majority of cases, the chosen lender will conduct the transferral the funds to your bank account 24 hours after the moment your loan is approved and you send an e-signature for the loan agreement.

Is The Bad Credit Major Element for Approving Loan?
There are cases when the lenders we cooperate with may conduct the credit check. In the case your credit history is bad or you have no history at all it is not the major element in approving the loan or not. If you meet general requirements you will be approved almost 100%.

How Long Will It Take to Leave an Application?
It takes several minutes to leave an application. First of all, it is necessary to fill in the application form. Once you have completed it, it will be processed by various online lenders in our social network. When the most competitive offer you will be able to contact the lender to get to know the details. When you provide your electronic signature, the chosen lender will debit the money into your credit card.

Is It Necessary to Fax any Documents?
There are cases when lenders may ask to fax some documents especially if you take the loan for the first time. But in the majority of cases, people are deprived of such an obstacle as faxing papers confirming the identity or payment capacity.

Is S It Eligible to Get Several Loans at Once?
It is possible if your state regulations allow this option. When you apply for a loan at this moment you are welcome to inform about all possible loans you have. The aspect of present loans may be revealed when your credit score is checked.

How to Repay the Loan Online?
All the conditions how to pay a loan back will be provided in the loan agreement signed with the direct lender.

How and When Will My Online Personal Loan Be Repaid?
Every loan is repaid by equal installment loans. If we speak about payday loans all the borrowed sum will be debited on the due date set up by a lender. If we speak about personal loans the due date will be also specified. The funds will be debited from the credit card on these due dates.

What If I Cannot Repay My Short Term Loan?
Payday companies can utilize any methods that are legally accessible to get your debt back. There are cases when the debt is redirected to collection agencies. Our network doesn’t work with any kind of criminal facilities to make you pay a loan back. If you understand te impossibility to pay a loan back it is mandatory to contact the lender and try to find out the solution together.

What are the Actions if There is a Delay in Payment?
If there is a delay in payment it is necessary to contact your lender. The lender will process your inquiry and provide the right for an extension.

Is It Possible to Extend the Loan?
If you are unable to pay for a loan in time you should contact with the lender and it will select the available extension option for you. Every extension process is selected individually. In the case of the loan extension, every customer is obliged to pay extra fees and charges.