1st South is not a lender and does not make loans decisions. The website provides a matching service only and does not act as a representative, broker, or agent for any lender. We attempt to connect you with a trusted lender from our vast database who is perfectly suited to your financial needs. We do not endorse any product or lender. You are under no obligation to accept any loan offer. This company does not charge any service fee.
Payday loans are intended for short-term financial relief and do not serve as long-term financial solutions. If you have an outstanding debt and credit difficulties, you should seek debt and credit advisory assistance. We encourage you to read our Rates and Fees page to learn more about the risks involved with payday loans and local laws.
All rates, fees and other online loan details will be disclosed to you by your lender at the time of approval. Upon approval, you will be asked to provide an e-signature. Your contract will contain all the information about the loan offered by a lender from the network of 1st South. You are encouraged to closely review the fees and rates specified in the contract before agreeing to the terms of the payday or personal loan.
Once you enter into a contract with the lender, you assume all costs and risks associated with the loan. At that point, you are obligated to the lender and is never obligated to 1st South. The fees and rates of your loans are determined solely by the lender. The available loan amount will be based on the application information submitted. We have no knowledge of these fees and rates.
The cities 1st South services may change from time to time without a prior notice. All aspects and transactions on this website will take place in the state of Tennessee. We do not guarantee that completing an application form will result in you being connected with a lender, being offered a payday or personal loan online with satisfactory terms and rates.
Lenders from our network will not check your credit score with the three major credit reporting bureaus: Equifax, Trans Union, and Experian. However, in certain circumstances, some of the lenders may perform credit checks through alternative credit agencies such as Teletrack or DP Bureau, which will not affect your credit score.
We bear no responsibility for actions or inactions of any lender from our network.