Short Term Payday loans in Tennessee - Get Money Fast

The process of taking a loan is simple. Apply for a loan filling an application. Get the approval fast. Cope with any problems right now!
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How to Get Speedy Loans


Easy application: Fill in our application form online quick, fast and free.


Fast approval: The decision is given within several minutes and funds will be transferred.


Get Cash: Cash is debited to your bank account within 24-48 hours.


Loan Repayment: Your credit card will be debited on the due date automatically.

Payday Loans Online In Tennessee (TN)

1st South is a popular matching service which connects consumers with trusted lenders who offer payday and installment loans in Tennessee. We help you to cope with short-term financial emergencies that have arisen unexpectedly. We will connect you with the most suitable lender based on your needs. All our partners are able to offer competitive interest rates and beneficial terms for Tennessee cash advance. Using our website, you can apply for a loan online from your home or office in just a few minutes, without the need of standing in a queue or filling out endless applications.

Tennessee payday loans – how do they work?

We are not a lender and we cannot disclose the exact rates and fees associated with your online payday loans TN but you do not have to worry since all the details will be provided by the lender you are matched with!

In Tennessee, online payday loans work the same as other loan products. Users apply online using our referral service by filling in the application form with their contact information and submitting it. Then, we process it and match it with the right lender from our network of credible lenders. You’ll learn the lender’s decision instantly. Don’t worry; it takes a few minutes to get approved.

If approved for a loan, you will need to e-sign the contract online after you reviewed all the terms and conditions. After that, the lender will transfer your money as soon as the same day or the next day. Also, once you receive your next paycheck, the lender will withdraw the loan amount from your bank account. You don’t have to go anywhere to pay it off. Everything is online and completely safe for all clients.

1stSouth works only with trusted direct lenders that issue legit loans to borrowers. If you need fast cash too, be sure you’ll get affordable interest rates and conveneint repayment plans.

Types of online loans

  • Payday Loans in Nashville TN up to $1,000. These are short-term loans that range from $100 and $1,000. Cash advances are offered for the time period of 7-31 days, till your next payday. They are designed specifically to help you cope with short-term financial emergencies and can be easily obtained. The cash is typically available to borrowers within 24 hours.
  • Installment Loans up to $3,000. These are medium-term loans that are typically repaid in several equal monthly installments. Repayment period is usually limited to 24 months. Large lenders like Cash Depot can offer you advance cash payday Tennessee up to $3,000.

Fees and costs for a payday loan in TN

Tennessee has a $500 payday loan limit. The maximum loan term is 31 days, the minimum loan term is not specified. Finance charges are usually 15% of the amount of the check $17.65 for $100 borrowed. The average APR in the state is 460%. Also, there is a $17.65 fee for a $100 loan. Rollovers are not allowed.

Who can qualify for a Tennessee loan?

Qualifying for an online loan in Tennessee in simpler and easier than qualifying for a bank credit. These are the general qualifications associated with these loans:

  1. You must be at least 18 years of age;
  2. You must be a legal resident of the United States;
  3. You must be employed with the same employer for at least 90 days;
  4. You must meet minimum income requirements;
  5. You must have an active bank account in your name;
  6. You must have an active email address and phone number.

Online payday loans in Tennessees – applying process

The online application in TN is as easy as possible. Below are a few steps to follow when applying for a payday loan via the Internet:

  • Step 1: Select the desired loan amount and term;
  • Step 2: Fill out a short application form;
  • Step 3: Submit application and get matched with the right lender;
  • Step 4: Wait for approval and funding.

Make sure you read an agreement before e-signing your application. As the process is intuitive and hassle-free, you won’t have to waste time on tiresome paperwork and faxing. In addition, the loan referral service is available 24/7, which is convenient for borrowers who need a fast loan on weekends, holidays or at night.

No hard credit checks for online payday loans in TN

With 1st South, you may be approved for a fast cash loan Nashville TN even if you have been declined by banks and other online lenders. We work with any credit. Even if you have a bad credit history, you still have a high chance of being approved for a Tennessee cash advance! In rare cases, the lenders in our network may perform credit checks but typically your bad credit will not affect the final decision on your loan request. So, don’t worry if your credit history is less-than-perfect. You’ll get a fast approval decision within a few minutes for your payday loans with no credit checks performed.

List of Tennessee cities available for online payday loans

This is a short list of cities in which 1st South operates. No matter where you live: in the north, west, south or east of the state of Tennessee, you can still qualify for a quick cash advance Jackson TN!

Common reasons why people may need payday loans

Payday loans were created to help people who need fast cash for a short period. Usually, people need money for a large purchase, an unplanned birthday, a wedding invitation, home appliance repair. Debt consolidation, medical treatment, vacation and tuition fees and home improvement are also great reasons to apply for an online payday loan in TN.

Online loans are issued very quickly, lenders from our network are ready to approve your loan request in a few minutes via the Internet, and you can expect to receive the money within an hour.

If we consider all the pros and cons of payday loans, then you will practically not find any cons if the loan corresponds to the purpose for which it was taken.

Why choose us for your payday loans in TN?

The common advantages of payday loans are as follows:

  • No guarantors or collateral needs;
  • No paperwork;
  • Fast processing and funding;
  • Online application;
  • Small loan amounts (up to $1,000, sometimes up to $2,500)
  • Short repayment period (up to 30 days);
  • High loan approval rates;
  • Convenient repayment options;
  • Repayment terms can always be discussed with the lender;
  • 24/7 customer support;
  • Bad credit is ok;
  • Promotions and discounts for both new and regular clients;
  • Money for whatever purpose.

The advantage of short-term loans is that a small amount can be obtained in the shortest possible time. This is necessary to cover everyday needs. Online loans are beneficial to all parties of the transaction, so microcredit organizations compete in conditions, speed of approval, and people who have tried the benefits of microcredit once remain fans of this loan type.

One more advantage of this product is that you can always request a loan extension service if you have difficulty repaying your loan, or you can repay your loan early and save on interest.

Convenient, fast and straightforward!

Online lending has just begun to develop, and in the foreseeable future, more companies and organizations will provide such services via the Internet. The advantage of online loans is that you can get a loan from anywhere: for example, from the comfort of your home or office, and the money will be credited to your bank account immediately. The loan can be spent at your own discretion, no one will ever ask or check what the amount was spent on. A payday loan in Tennesse is your chance to solve the problem right now, don’t delay the resolution of a difficult situation – this product was created to help clients.

Frequently asked questions

Is payday lending regulated?

Yes! All payday lenders from our network are regulated by the Department of Financial Protection and Innovation (DFPI).

Your lending partners are licensed direct lenders only?

Sure. We work only with licensed direct lenders that comply with the lending laws of Tennessee. We never work with scammers or dishonest lenders that charge hidden fees.

Is a payday loan an installment loan?

No, a payday loan is not an installment loan. That’s because they are typically repaid in a single lump sum when you get your next paycheck.

Can you guarantee 100% approval?

No. We cannot guarantee you approval, but you can increase your chances of getting accepted by using our referral service. 94% of applications are approved.

Will I get the funds the same day?

In Tennessee, you might get payday loans on the same day you if apply before noon. In this case, the company will transfer the money to your bank account by the end of the same day.

Can I get the best loan offer in Tennessee?

Yes! We will help you get the best payday loan in Tennessee – the one with reasonable interest rates and flexible terms. This is what our online referral service was created for.

What happens if I never repay a payday loan?

In this case, you will be charged exorbitant interest rates and penalties. Besides, the account may be sent to a collection agency, which will damage your credit score.

Is a payday loan secured or unsecured?

Payday loans are always unsecured, which means you do not have to provide any collateral or safety.

What other states are payday loans legal?

Other payday loan states include Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

User reviews

Approval was quick and easy. Funding is also super quick! They are super responsive and always transfer your money as promised. They also give you pleasant discounts when you reapply! Surely recommend it!

Gloria Matthews

This service is very efficient and has always helped me get a quick small-dollar loan. There is no paperwork involved and I highly appreciate it! Received my funds as soon as the same day.

Mary Delgado

The entire process was short and simple. Customer service representatives were helpful and friendly. Would 100% recommend them to friends and family.

Dorothy Self

1stsouth Offers

We offer our clients either payday or installment loans to cope with financial troubles. The procedure is hassle-free.

Payday Loans

Such loans are able to help overcome financial troubles till the next paycheck. The loan amount varies from $100-$1000.

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Installment Loans

Such an offer of 1stsouth is a loan given for a greater period of time up to 24 months. The loan amount is up to $3000.

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