1st South is a popular matching service which connects consumers with trusted lenders who offer payday and personal loans in Tennessee. We help you to cope with short-term financial emergencies that have arisen unexpectedly. We will connect you with the most suitable lender based on your needs. All our partners are able to offer competitive interest rates and beneficial terms. Using our website, you can apply for a loan online from your home or office in just a few minutes, without the need of standing in a queue or filling out endless applications.
We are not a lender and we cannot disclose the exact rates and fees associated with your loan but you do not have to worry since all the details will be provided by the lender you are matched with!
We issue the most loans online in these 30 cities of Tennessee (TN):
This is a short list of cities in which 1st South operates. No matter where you live: in the north, west, south or east of the state of Tennessee, you can still qualify for a quick loan!
Types of Online Loans
Payday Loans up to $1,000. These are short-term loans that range from $100 and $1,000. Payday loans are offered for the time period of 7-31 days, till your next payday. They are designed specifically to help you cope with short-term financial emergencies and can be easily obtained. The cash is typically available to borrowers within 24 hours.
Personal Loans up to $3,000. These are medium-term loans that are typically repaid in several equal monthly installments. Repayment period is usually limited to 24 months. The lenders from Tennessee can offer you personal loans online up to $3,000.
Who can qualify for a loan?
Qualifying for an online loan in Tennessee in simpler and easier than qualifying for a bank credit. These are the general qualifications associated with these loans:
- You must be at least 18 years of age;
- You must be a legal resident of the United States;
- You must be employed with the same employer for at least 90 days;
- You must meet minimum income requirements;
- You must have an active bank account in your name;
- You must have an active email address and phone number.
Bad credit is ok!
With 1st South, you may be approved for a fast cash online in Tennessee even if you have been declined banks and other online lenders. We work with any credit. Even if you have a bad credit history, you still have high chances of being approved for a payday or personal loan! In rare cases, the lenders in our network may perform credit check but typically your bad credit will not affect the final decision on your loan request.