Checking

 

Which Account Type Is Best for You?

 

First Club Checking
Looking for a value added account
  • Opening balance of $100
  • No minimum balance required
  • Unlimited check writing
  • Free First Club Checks**
  • Monthly Fee - $8 monthly for $10,000 accidental life coverage or $10 for additional family coveragge of $30,000
  • 50% discount on Safe Deposit Box
Benefit 50 Checking
Over 50
  • Opening balance of $100
  • No minimum balance required
  • Unlimited check writing
  • Free Benefit 50 Checks**
  • Monthly fee only $1.95!
  • Interest is paid on a daily balance and credited monthly
Student Checking
Full time Students ages 25 and under
  • Opening balance of $100
  • No minimum balance required
  • Unlimited check writing
  • 1st order of Checks free
  • No monthly Service Charge
  • No Foreign ATM fees
Education First
Employed/Retired from School System
  • Opening balance of $100
  • No minimum balance required
  • Unlimited check writing
  • Free Eudcation First Checks**
  • No Monthly Service Charge
  • 50% discount on Safe Deposit Box
  • $10,000 accidental life insurance policy
Spirit of America
Current Members and Retired Military/Fire/Police
  • Opening balance of $100
  • No minimum balance required
  • Unlimited check writing
  • Free Spirit of America Checks**
  • No Monthly Service Charge
  • 50% discount on Safe Deposit Box
Now Checking
Maintaining balances of Over $1000
  • Opening balance of $1000
  • Unlimited check writing
  • $12.50 monthly fee if daily balance falls below $1000
  • Interest is paid on daily balance and credited monthly
Value Checking
Low Opening Balance
  • Opening balance of $25
  • Unlimited check writing
  • 1st order of checks free
  • $5 monthly fee if daily balance falls below $500

All Account types come with a Debit Card, E-Statements, Internet Baking, Bill Payment, Premier Messenger, and Mobile Banking Free of Charge!

**Any account that offers free checks is limited to (2) orders per year.